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College of Education

Student Loan Forgiveness and Other Financial Incentives for Educators

Disclaimer: The following resources compiled by Dr. Tonnie Martinez do not constitute legal advice. Do your homework and inquire with financial professionals in order to make the best decision based on your personal financial history and student loan status.

Kansas Legal Services Student Loan Forgiveness Resources

Perkins Loan Cancellation for Service in Low-income Schools

Stafford Loan Cancellation for Service in Low-income Schools

Rural Opportunity Zones Loan Forgiveness and Map

Refinancing Student Loans

Caution! A private loan may be worth refinancing.
A Federal student loan may not.

Federal borrowers angling for a better interest rate through a private group should keep in mind that refinancing federal loans into private debt carries risk, including giving up federal loan protections, such as deferment and certain federal loan forgiveness programs.

"A government loan is an easy loan you can work with," says Leslie Tayne, director and managing partner of Tayne Law Group, a New York-based firm, and author of "Life and Debt: A Fresh Approach to Achieving Financial Wellness." "Take a little bit of time to make a good, informed decision about whether refinancing makes sense for you today – and tomorrow."